Withdrawing money in Japan, finding an ATM

In Japan, not all ATMs accept foreign bank cards, and some small shops and restaurants only accept cash payments. Here are some tips to never run out of cash during your trip:

ATMs and Cash Withdrawal:

ATMs are available across Japan, particularly in convenience stores, post offices, banks, and train stations. However, not all ATMs accept international cards. Look for ATMs displaying international card network logos such as Visa, Mastercard, Cirrus, Maestro, or Plus. Seven Bank ATMs, found in 7-Eleven convenience stores, and Japan Post Office ATMs will usually accept foreign cards.

Bank Operating Hours:

While ATMs are available 24/7 in many locations, some have restricted operating hours. Japan's banking hours typically align with standard business hours, and certain ATMs may not be accessible after bank hours or on weekends and public holidays, so we recommend planning accordingly.

ATM Limitations:

Some ATMs have limits on the amount that can be withdrawn in a single transaction, typically around ¥100,000 - ¥200,000. If you require a larger amount, plan accordingly and make multiple withdrawals. Fees may apply for international transactions, so we recommend checking with your bank beforehand.

Accessibility and Locations:

In major cities like Tokyo, Osaka, and Kyoto, finding ATMs that accept international cards is relatively easy. However, in rural or remote areas, availability may be limited. It's advisable to withdraw sufficient cash in larger cities before heading to less populated regions where ATMs might be scarce.

To learn more about withdrawing money in Japan, please read our article:

Withdrawing money in Japan: 10 Things to Know